BioCatch-Digital-Banking-Fraud-Trends-in-Latin-America-2026.md

# Executive summary This BioCatch report analyzes 2025 digital banking fraud trends across Latin America, reporting sharp year-over-year increases in social engineering (+155%), account takeover and malware activity, and a marked rise in remote-access tool (RAT) fraud—particularly on mobile—while recommending behavior-based, real-time interbank intelligence sharing to detect mule networks, voice scams, and destination-account risk.