Coalition-Cyber-Claims-Report-2026.md

The 2026 Cyber Claims Report from Coalition analyzes aggregated 2025 claims across 100,000+ policyholders, showing a slight increase in incident frequency but a notable decrease in average loss severity (global severity down 19% to $116,000). The report highlights Business Email Compromise as the most common claim (31%), profiles funds transfer fraud and ransomware trends, and emphasizes proactive risk management and an "Active Insurance" approach as drivers for stabilizing loss trends.